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NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 13, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $65,975.00 MORTGAGOR(S): Todd D. Twite and Theresa R. Twite, Husband and Wife as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Countrywide Bank, FSB, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: September 24, 2008, St. Louis County Recorder Document Number: 01091584 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: October 13, 2011 Recorded: October 28, 2011 St. Louis County Recorder Document Number: 01172566 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0003324760-5 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: St. Louis Property Address: 4293 Golf Course Road, Eveleth MN 55734-4052 Tax Parcel ID Number: 340-0023-00120; 340-0010-01614 LEGAL DESCRIPTION OF PROPERTY: That part of the SE 1/4 of SE 1/4 of Section 8, Township 57 North of Range 17 West of the Fourth Principal Meridian, St. Louis County, Minnesota described as follows: Commencing at the Southeast corner of said Section 8; thence South 86 Degrees 28 Minutes 18 Seconds West, assumed bearing along the South line thereof 241.53 feet; thence North 03 Degrees 31 Minutes 42 Seconds West, 166.50 feet to the Northeast corner of Lot 12 of Auditors Plat #39, according to the recorded plat thereof and the point of beginning; thence North 01 Degrees 03 Minutes 06 Seconds West, 80.00 feet thence South 87 Degrees 39 Minutes 37 Seconds West, 75.00 feet; thence South 01 Degrees 05 Minutes 15 Seconds East, 81.56 feet to the Northwest corner of above said Lot 12; thence North 86 degrees 28 Minutes 18 Seconds East, 75.00 feet to the point of beginning. AND Lot Twelve (12), Auditor's Plat Number Thirty-nine (#39) AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $86,561.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 03, 2014 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Civil Division, Main Courthouse, Duluth, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 03, 2014, or the next business day if December 03, 2014 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 20, 2014 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 030546F01 Budge: 04/20,04/27,05/04,05/11, 05/18,05/25/2014