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NOTICE OF MORTGAGE FORECLOSURE SALE - Fonoti

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 16, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $114,900.00 MORTGAGOR(S): Kimo L. Fonoti, Single Person MORTGAGEE: ...

We are part of The Trust Project.

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: February 16, 2007

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $114,900.00

MORTGAGOR(S): Kimo L. Fonoti, Single Person

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

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DATE AND PLACE OF RECORDING:

Recorded: February 22, 2007

Carlton County Recorder

Document #: 407858

Transaction Agent : Mortgage Electronic Registration Systems, Inc

Transaction Agent Mortgage Identification Number : 100010401462596194

Lender or Broker : Suntrust Mortgage, Inc.

Residential Mortgage Servicer : Litton Loan Servicing LP

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Mortgage Originator : Not Applicable

LEGAL DESCRIPTION OF PROPERTY:

Abstract Property in Carlton County, Minnesota

The West Sixty-five (65) feet of Lots Eleven (11), Twelve (12) and Thirteen (13), Block Five (5), Huseby's Addition to Cloquet, Minnesota, excepting therefrom the South Twelve (12) feet of said Lot Thirteen (13) for alley purposes, according to the recorded plat thereof.

COUNTY IN WHICH PROPERTY IS LOCATED: Carlton

Property Address : 2002 Selmser Ave Cloquet, MN 55720

Tax Parcel ID No : 06-160-1500

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $127,031.39

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THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: October 28, 2008 10:00 A.M.

PLACE OF SALE: Sheriff's Main Office

Law Enforcement Center

317 Walnut Ave. 2nd Floor

Carlton, MN 55718

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

Mortgagor(s) released from financial obligation:

NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: September 11, 2008

Mortgage Electronic Registration Systems, Inc.

Mortgagee

Wilford & Geske

Attorneys for Mortgagee

Lawrence A. Wilford

James A. Geske

7650 Currell Boulevard

Suite 300

Woodbury, Minnesota 55125

(651)209-3300

File ID: 128800-34345

Published in the Pine Journal on September 11, 2008 X6

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