NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2018 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $113,131.00 MORTGAGOR(S): Dustin T. Kogler and Jenniferlyn N. Kogler, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Plaza Home Mortgage Inc. DATE AND PLACE OF FILING: Recorded on August 13, 2018 as Document Number A000481717 in the Office of the County Recorder of Carlton County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Plaza Home Mortgage, Inc. by assignment recorded on December 30, 2019 as Document Number A000489944 in the Office of the County Recorder of Carlton County, Minnesota; thereafter assigned to Freedom Mortgage Corporation by assignment recorded on March 19, 2021 as Document Number A000497840 in the Office of the County Recorder of Carlton County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lots 6 and 7, Block 2, Addition “A” to Odberg`s Plat of the Townsite of Kettle River, according to the plat thereof on file and of record in the Office of the County Recorder, in and for Carlton County, Minnesota. STREET ADDRESS OF PROPERTY: 3967 CEDAR ST., KETTLE RIVER, MN 55757 COUNTY IN WHICH PROPERTY IS LOCATED: Carlton County, Minnesota. THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $136,477.50 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. NAME OF MORTGAGE ORIGINATOR: Plaza Home Mortgage Inc. RESIDENTIAL SERVICER: Freedom Mortgage Corporation TAX PARCEL IDENTIFICATION NUMBER: 19-200-0260 TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER: 100109835180551613 THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part. PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 19, 2022 at 10:00 AM. PLACE OF SALE: Carlton County Sheriff’s Office, 317 Walnut Avenue, Carlton, MN 55718. to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on October 19, 2022. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None Dated: February 15, 2022 FREEDOM MORTGAGE CORPORATION Mortgagee TROTT LAW, P.C. By: /s/ N. Kibongni Fondungallah, Esq. Samuel R. Coleman, Esq. *Sung Woo Hong, Esq.* Attorneys for Mortgagee 25 Dale Street North St. Paul, MN 55102 (651) 209-9760 (21-0104-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (Feb. 24; March 3, 10, 17, 24 & 31, 2022) 35101