NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
Date: April 17, 2017
NOTICE IS HEREBY GIVEN THAT:
Default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: November 8, 2013
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $15,541.25
MORTGAGOR(S): Paula J. Forstner, a single person, and Timothy W. Stenroos, a single person
MORTGAGEE: Western National Bank
DATE AND PLACE OF FILING: July 24, 2015, as Document No. T000036648, in the office of the Registrar of Titles of Carlton County, Minnesota, as modified of record.
ASSIGNMENT(S) OF MORTGAGE: None
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LEGAL DESCRIPTION OF PROPERTY:
The Northwest Quarter of Northwest Quarter (NW1/4 of NW1/4) of Section Twenty-four (24), Township Forty-nine (49), North of Range Sixteen (16) West, according to the United States Government Survey thereof.
EXCEPT Commencing at the Southwest corner of said NW1/4 of NW1/4; running thence along the South line thereof East 40 rods; running thence North and parallel to the West line thereof 4 rods; running thence West parallel to said South line 40 rods to the West line of said NW1/4 of NW1/4; running thence South along the West line thereof 4 rods to the place of beginning.
EXCEPT the following parcels:
(1) Commencing at the NW corner of the NW1/4 of NW1/4 of Section 24, Township 49, North of Range 16 West; thence East along the Section line a distance of 208.75 feet; thence at right angles South a distance of 208.75 feet; thence at right angles West a distance of 208.75 feet; thence North along the Section line a distance of 208.75 feet to the place of beginning; containing one acre, more or less, according to the United States Government Survey thereof.
(2) Commencing at the Southwest (SW) corner of the said NW1/4 of NW1/4 of Section 24; thence Northerly along the West Section line a distance of 4 rods for a point of beginning of the tract to be herein conveyed; thence continuing Northerly along said Section line a distance of 417 feet; thence East parallel to the South line of said NW1/4 of NW1/4 a distance of 208 feet, 6 inches; thence Southerly along a line parallel to the West Section line 417 feet; thence Westerly on a line parallel to the South line of said NW1/4 of NW1/4 to the point of beginning, a distance of 208 feet, 6 inches, more or less.
EXCEPT commencing at the NW corner of the said NW1/4 of NW1/4; thence East along the Section line a distance of 208.75 feet for a place of beginning of the tract to be herein conveyed; thence continuing East along the Section line a distance of 208.75 feet; thence at right angles South a distance of 208.75 feet; thence at right angles West a distance of 208.75 feet; thence North at right angles a distance of 208.75 feet, more or less, to the place of beginning; containing one acre, more or less.
EXCEPT Commencing at the Northwest (NW) corner of the said NW1/4 of NW1/4; thence East along the North Section line a distance of 417.5 feet for a point of commencement of the tract to be herein conveyed; thence continuing East along the said Section line a distance of 208.75 feet; thence at right angles South a distance of 313.09 feet, thence at right angles West a distance of 417.50 feet; thence at right angles North a distance of 104.34 feet; thence at right angles East a distance of 208.75 feet; thence at right angles North a distance of 208.75 feet to the point of beginning.
EXCEPT commencing at the Southwest corner of the said NW1/4 of NW1/4 of Section 24; thence Northerly along the West section line a distance of 4 rods; thence continuing Northerly along said section line a distance of 417 feet; thence East parallel to the South line of said NW1/4 of NW1/4, a distance of 208 feet, 6 inches to the point of beginning of the tract to be herein conveyed; thence continuing Easterly along a line parallel to the South line of said NW1/4 of NW1/4 a distance of 208 feet, 6 inches; thence Southerly along a line parallel to the West section line a distance of 417 feet; thence Westerly on a line parallel to the South line of said NW1/4 of NW1/4 a distance of 208 feet, 6 inches; thence Northerly along a line parallel to the westerly section line of said NW1/4 of NW1/4 a distance of 417 feet, more or less, to the place of beginning.
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EXCEPT Commencing at the Southwest corner of said NW1/4 of NW1/4 of Section 24; thence Northerly along the West line a distance of four (4) rods; thence continuing Northerly along the West line a distance of 417 feet; thence East parallel to the South line of said NW1/4 of NW1/4 a distance of 417 feet to the point of beginning of the tract herein conveyed; thence continuing Easterly along the line parallel to the South line of said NW1/4 of NW1/4 to the point of intersection with the East line of said NW1/4 of NW1/4; thence South along said East line to a point on said East line which is four (4) rods North of the Southeast corner of said line; thence Westerly along a line parallel to and four (4) rods North of the South line of said NW1/4 of NW1/4 to a point which is directly South of the point of beginning; thence in a Northerly direction to the point of beginning.
Subject to Mineral Reservation to Alworth Land and Improvement Company as noted in File No. 973.
EXCEPT Commencing at the Northwest corner of the Northwest Quarter of the Northwest Quarter (NW1/4 of NW1/4), Section Twenty-four (24), Township Forty-nine (49) North of Range Sixteen (16) West according to the United States Government Survey thereof; thence East along the North Section Line a distance of Six Hundred Twenty-six point Twenty-five (626.25) feet for a point of commencement of the tract to be herein conveyed; thence continuing East along the said Section line a distance of Three Hundred Thirty (330) feet; thence at right angles South a distance of Six Hundred Sixty (660) feet; thence at right angles West a distance of Three Hundred Thirty (330) feet; thence at right angles North a distance of Six Hundred Sixty (660) feet to the place of beginning; containing five (5) acres.
EXCEPT All that part of the Northwest Quarter of the Northwest Quarter (NW1/4 of NW1/4) of Section Twenty-four (24), Township Forty-nine (49), North of Range Sixteen (16), West of the Fourth Principal Meridian described as follows: Commencing at the Northwest corner of said Northwest Quarter of Northwest Quarter (NW1/4 of NW1/4); thence East along the Section line a distance of 208.75 feet; thence South at right angles a distance of 313.09 feet; to the point of beginning; thence East on a line parallel to the North section line of said Northwest Quarter of Northwest Quarter (NW1/4 of NW1/4) a distance of 417.5 feet; thence at right angles South a distance of 20 feet; thence at right angles West a distance of 417.5 feet and thence at right angles North a distance of 20 feet to said point of beginning.
EXCEPT that part of the Northwest Quarter of Northwest Quarter (NW1/4 of NW1/4), Section Twenty-Four (24), Township Forty-nine (49), North of Range Sixteen (16) West, according to the United States Government Survey thereof, Carlton County, Minnesota, described as follows:
Commencing at the northwest corner of said Section 24; thence North 89 degrees 32 minutes 32 seconds East, along the north line of said Northwest Quarter of Northwest Quarter (NW1/4 of NW1/4) a distance of 956.25 feet to the point of beginning; thence South 00 degrees 27 minutes 28 seconds East a distance of 660.00 feet; thence North 89 degrees 32 minutes 32 seconds East a distance of 389.40 feet to the East line of said Northwest Quarter of Northwest Quarter (NW1/4 of NW1/4); thence North 01 degree 40 minutes 53 seconds West, along said east line a distance of 660.15 feet to the north line of said Northwest Quarter of Northwest Quarter (NW1/4 of NW1/4); thence South 89 degrees 32 minutes 32 seconds West, along said north line a distance of 375.30 feet to the point of beginning.
Subject to the Zoning Ordinance for Thomson Township, Minnesota.
Subject also to Ordinances of record for Thomson Township, Minnesota.
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Subject also to Carlton County Zoning Ordinances and Amendments thereto.
COUNTY IN WHICH PROPERTY IS LOCATED: Carlton County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $13,309.27
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes including the requisites of Minn. Stat. § 580.02;
PURSUANT, to the power of sale contained in said mortgage, the above described property in Carlton County will be sold by the Sheriff of Carlton County at public auction as follows:
DATE AND TIME OF SALE: June 13, 2017 at 10:00 a.m.
PLACE OF SALE: Carlton County Sheriff's Office, 317 Walnut Avenue, Carlton, MN 55718
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagors, their personal representatives or assigns is six (6) months from the date of sale, unless reduced to five (5) weeks under Minnesota Statutes, Section 582.032.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30, or the property is not redeemed under section 580.23, the time to vacate the property is 11:59 p.m. on December 13, 2017.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
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THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
WESTERN NATIONAL BANK
By________________________________
Robert R. Kanuit, #0252530
Fryberger, Buchanan, Smith & Frederick, P.A.
302 West Superior Street, Suite 700
Duluth, Minnesota 55802-1863
(218) 722-0861
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA
(1) Street Address, city and zip code of mortgaged premises: 90 Erickson Road, Esko, MN 55733
(2) Transaction agent (if applicable); residential mortgage servicer; and lender or broker: Western National Bank
(3) Tax parcel identification number(s): 78-020-5660
(4) Transaction Agent's mortgage ID number (MERS number): Not applicable
(5) Name of mortgage originator: Western National Bank
