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NOTICE OF MORTGAGE FORECLOSURE SALE

Wednesday, May 22, 2019 - 6:09pm

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

Mortgagor:Skylar D Scheer, a single woman, and Timothy G Scheer and Debra L Scheer, husband and wife as joint tenants
Mortgagee: Mortgage Electronic Registration Systems, Inc. as nominee for North Shore Bank of Commerce
Dated: 06/26/2017
Recorded: 06/27/2017
Carlton County Recorder Document No. A000474796

Assigned To: Franklin American Mortgage Company
Dated: 07/25/2018
Recorded: 07/26/2018
Carlton County Recorder Document No. A000481402

Assigned To: Citizens Bank, N.A.
Dated: 05/02/2019
Recorded: 05/08/2019
Carlton County Recorder Document No. A000485713

Transaction Agent: Mortgage Electronic Registration Systems, Inc.
Transaction Agent Mortgage Identification Number: 1003820-0000052158-9
Lender or Broker: North Shore Bank of Commerce
Residential Mortgage Servicer: Cenlar FSB
Mortgage Originator: North Shore Bank of Commerce

LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 2, Selmsers Subdivision to the Village of Cloquet, Prospect Park, according to the plat thereof on file in the Office of the County Recorder in and for Carlton County, Minnesota, said plat being referred to and also as Selmer`s Addition to the village, now City, of Cloquet.

This is Abstract Property.

TAX PARCEL NO.: 06-340-0340

ADDRESS OF PROPERTY:
425 6th St
Cloquet, MN 55720

COUNTY IN WHICH PROPERTY IS LOCATED: Carlton

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,093.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,245.95

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: July 2, 2019, 10:00 AM

PLACE OF SALE: Sheriff`s Office, 317 Walnut Ave., Carlton, MN

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is January 2, 2020 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: May 10, 2019

Citizens Bank, N.A., Assignee of Mortgagee

By: PFB LAW, PROFESSIONAL ASSOCIATION
Attorneys for:
Citizens Bank, N.A., Assignee of Mortgagee
55 East Fifth Street, Suite 800
St. Paul, MN 55101-1718
651-291-8955
651-228-1753 (fax)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
14795-19-00100-1

Pine Journal: May 16, 23, 30, June 6, 13 & 20, 2019 #2754239