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NOTICE OF MORTGAGE FORECLOSURE SALE - Notch

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

DATE: January 4, 2019

YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage:

DATE OF MORTGAGE: October 13, 2017.

MORTGAGOR: Jason D. Notch and Sara Notch, husband and wife.

MORTGAGEE: Northwoods Credit Union, a Minnesota Corporation, 1702 Avenue B, Cloquet, Minnesota 55720.

RECORDING INFORMATION: Recorded on October 24, 2017 as Document No. A000477145 in the Office of the County Recorder in and for Carlton County, Minnesota.

ASSIGNMENTS OF MORTGAGE, IF ANY: None.

TAX PARCEL IDENTIFICATION NUMBER OF THE MORTGAGED PREMISES: 36-033-4293.

LEGAL DESCRIPTION OF THE MORTGAGED PREMISES:

That part of the East Half of Northwest Quarter (E 1/2 of NW 1/4) of Section Twenty-seven (27), Township Forty-seven (47), Range Twenty-one (21) West of the Fourth Principle Meridian, Carlton County, Minnesota, described as follows: Commencing at the Northeast corner of the NE 1/4 of NW 1/4, Section 27, Township 47, Range 21; thence West along the North line of said NE 1/4 of NW 1/4, a distance of 745 feet to the point of beginning of the tract herein described; thence South parallel to the East line of said NE 1/4 of NW 1/4, a distance of 450 feet; thence East parallel to the North line of said NE 1/4 of NW 1/4 a distance of 240 feet; thence North parallel to the East line of said NE 1/4 of NW 1/4, a distance of 450 feet, more or less, to the North line of said NE 1/4 of NW 1/4; thence West along said North line of said NE 1/4 of NW 1/4, a distance of 240 feet, more or less, to the point of beginning.

Check here if all or part of the described real property is Registered (Torrens) ____

THE PHYSICAL STREET ADDRESS, CITY, AND ZIP CODE OF THE MORTGAGED PREMISES: 6626 County Road 6, Kettle River, MN 55757.

The person holding the Mortgage is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30.

The name of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02, is Northwoods Credit Union, a Minnesota Corporation, 1702 Avenue B, Cloquet, Minnesota 55720.

If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is Northwoods Credit Union, a Minnesota Corporation, 1702 Avenue B, Cloquet, Minnesota 55720.

Prior to the commencement of this mortgage foreclosure proceeding, mortgagee has complied with all notice requirements required by statute or contract and satisfied the requisites of Minn. Stat. 580.02.

THE ORIGINAL PRINCIPAL AMOUNT SECURED BY THE MORTGAGE WAS $132,525.00.

AT THE DATE OF THIS NOTICE THE AMOUNT DUE ON THE MORTGAGE, INCLUDING TAXES, IF ANY, PAID BY THE HOLDER OF THE MORTGAGE, IS $137,211.98.

Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Carlton County, Minnesota, at public auction on March 12, 2019, at 10:00 a.m., at the Carlton County Sheriff's Office, 317 Walnut Avenue, Carlton, Minnesota 55718.

The time allowed by law for redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date of sale.

Minn. Stat. 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23." If this statute applies, the time to vacate the property is 11:59 p.m. on September 12, 2019. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is 11:59 p.m. on the next business day.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Name of Mortgagee or Mortgage Assignee: NORTHWOODS CREDIT UNION

Name and address of Attorney for Mortgagee or Mortgage Assignee:

/s/ Curt Trisko

William T. Helwig

Curt N. Trisko

Rudy Law Firm

813 Cloquet Avenue

Cloquet, Minnesota 55720

218-879-3363

Pine Journal: January 10, 17, 24, 31, Feb. 7 & 14, 2018 #2716031