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NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 24, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $100,000.00 MORTGAGOR(S): David J. Royal and Diana J. Royal, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for LOANCITY, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: April 26, 2006, St. Louis County Registrar of Titles Document Number: 816693.0 LOAN MODIFICATION: Dated: June 02, 2010 Registered: January 10, 2011 Document Number: 895073.0 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: July 18, 2008 Registered: August 08, 2008, St. Louis County Registrar of Titles Document Number: 856827.0 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100058310000740359 Lender or Broker: LOANCITY Residential Mortgage Servicer: U.S. Bank Home Mortgage, a division of U.S. Bank National Association Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 288898 COUNTY IN WHICH PROPERTY IS LOCATED: St. Louis Property Address: 4524 Oakley St. Duluth MN 55804-1228 Tax Parcel ID Number: 010-2780-01690 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block Twelve (12), Lakeside Gardens AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $121,358.98 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 29, 2014 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Civil Division, Main Courthouse, Duluth, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 29, 2015, or the next business day if January 29, 2015 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 11, 2014 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010893F02 Budge:06/15,06/22,06/29,07/06, 07/13,07/20/2014