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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $102,000.00 MORTGAGOR(S): Greta M. Martin, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for MBNA America (Delaware), N.A. DATE AND PLACE OF FILING: Recorded on September 8, 2003 and memorialized upon Certificate of Title No. 264642.0 as Document Number 759262.0 in the Office of the County Registrar of Titles of St. Louis County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: BAC Home Loans Servicing, LP by assignment recorded on March 10, 2011 as Document Number 897616.0 in the Office of the County Registrar of Titles of St. Louis County, Minnesota; thereafter assigned to Federal National Mortgage Association by assignment recorded on July 9, 2013 as Document Number 932956.0 in the Office of the County Registrar of Titles of St. Louis County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: That part of said SW 1/4 of NW 1/4 of Section 20, Township 50 North of Range 15 West of the Fourth Principal Meridian, described as follows: Beginning at the SW corner of said SW 1/4 of NW 1/4, run East along the South line of said SW 1/4 - NW 1/4 for a distance of 314.03 feet to a point; thence run NWly at an angle of 108 degrees 31 minutes 01 seconds, to the left from the last described line, for a distance of 976.81 feet to the West line of said SW 1/4 - NW 1/4; thence South along said West line for a distance of 926.24 feet to the point of beginning. REGISTERED PROPERTY STREET ADDRESS OF PROPERTY: 4002 OLD MIDWAY RD HERMANTOWN MN 55810 COUNTY IN WHICH PROPERTY IS LOCATED: St. Louis County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $112,524.54 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2014 at 10:00 a.m. PLACE OF SALE: St. Louis County Sheriff's office, 100 North Fifth Avenue West, Room 103, Duluth, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on January 30, 2015. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 4, 2014 FEDERAL NATIONAL MORTGAGE ASSOCIATION Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. *Curt N. Trisko, Esq.* Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-3245-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1)Street Address, City and Zip Code of Mortgaged Premises 4002 OLD MIDWAY RD HERMANTOWN MN 55810 (2)Transaction Agent Mortgage Electronic Registration Systems, Inc. (3)Name of Mortgage Originator (Lender) MBNA America (Delaware), N.A. (4)Residential Servicer Seterus, Inc. (5)Tax Parcel Identification Number 395-0010-05460 (6)Transaction Agent's Mortgage ID Number (MERS number) 100015700019835426 Budge: 06/08,06/15,06/22,06/29, 07/06,07/13/2014