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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Date: June 4, 2014 NOTICE IS HEREBY GIVEN THAT: Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 8, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $28,500.00 MORTGAGOR(S): Tenley A. Ireland-Witte and John K. Witte, wife and husband MORTGAGEE: Duluth Teachers Credit Union DATE AND PLACE OF FILING: December 15, 2006, in the office of the St. Louis County Recorder, as Document No. 1038130 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: The Easterly 2 feet of Lot 5 and all of Lot 6, Block 31, ENDION DIVISION OF DULUTH COUNTY IN WHICH PROPERTY IS LOCATED: St. Louis County, Minnesota STREET ADDRESS, CITY AND ZIP CODE OF MORTGAGED PREMISES: 2324 Jefferson Street, Duluth, MN 55812 TRANSACTION AGENT; RESIDENTIAL MORTGAGE SERVICER; AND LENDER OR BROKER: Duluth Teachers Credit Union TAX PARCEL IDENTIFICATION NUMBER: 010-1460-02005 TRANSACTION AGENT'S MORTGAGE ID NUMBER (MERS NUMBER): None NAME OF MORTGAGE ORIGINATOR: Duluth Teachers Credit Union THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $19,283.00 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of St. Louis County as follows: DATE AND TIME OF SALE: August 5, 2014 at 10:00 a.m. PLACE OF SALE: St. Louis County Sheriff's Office, 100 N. 5th Avenue W., Rm 103, Duluth, MN 55802 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale, unless reduced to five (5) weeks under Minnesota Statutes §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under Minnesota Statutes §580.30 or the property is not redeemed under Minnesota Statutes §580.23, is 11:59 p.m. on February 5, 2015. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR(S), THE MORTGAGOR(S)' PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DULUTH TEACHERS CREDIT UNION By /s/ Paul A. Loraas, #249592 Fryberger, Buchanan, Smith & Frederick, P.A. 302 West Superior Street, Suite 700 Duluth, MN 55802 (218) 722-0861 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR Budge: 06/08,06/15,06/22,06/29, 07/06,07/13/2014