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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 16, 2011 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $100,000.00 MORTGAGOR(S): James W. Stewart, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for W.J. Bradley Mortgage Capital Corp., an Oregon Corporation DATE AND PLACE OF FILING: Recorded on September 30, 2011 as Document Number 01170513 in the Office of the County Recorder of St. Louis County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on January 16, 2014 as Document Number 01231446 in the Office of the County Recorder of St. Louis County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot Three Hundred Sixty-Six (366), Block Fifty-One (51), Duluth Proper Second Division, St. Louis County, Minnesota STREET ADDRESS OF PROPERTY: 2228 WEST 1ST STREET DULUTH MN 55806 COUNTY IN WHICH PROPERTY IS LOCATED: St. Louis County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $100,450.00 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 9, 2014 at 10:00 a.m. PLACE OF SALE: St. Louis County Sheriff's office, 100 North Fifth Avenue West, Room 103, Duluth, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on January 9, 2015. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 7, 2014 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. *Curt N. Trisko, Esq.* Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-0561-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1)Street Address, City and Zip Code of Mortgaged Premises 2228 WEST 1ST STREET DULUTH MN 55806 (2)Transaction Agent Mortgage Electronic Registration Systems, Inc. (3)Name of Mortgage Originator (Lender) W.J. Bradley Mortgage Capital Corp., an Oregon Corporation (4)Residential Servicer Wells Fargo Bank, N.A. (5)Tax Parcel Identification Number 010.1120.04830 (6)Transaction Agent's Mortgage ID Number (MERS number) 100252230000805859 Budge: 05/11,05/18,05/25,06/01, 06/08,06/15/2014

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