NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
Date: September 25, 2013
NOTICE IS HEREBY GIVEN THAT:
Default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: March 16, 2011
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00
MORTGAGOR(S): Wendy J. Kolkin, a single woman
MORTGAGEE: Western National Bank
DATE AND PLACE OF FILING: March 22, 2011, as Document No. A000436597, in the office of the County Recorder of Carlton County, Minnesota, as modified of record.
ASSIGNMENTS OF MORTGAGE: N/A
LEGAL DESCRIPTION OF PROPERTY:
Lot Thirty (30), WILMART DIVISION, according to the recorded plat thereof on file and of record in the office of the County Recorder in and for Carlton County, Minnesota.
COUNTY IN WHICH PROPERTY IS LOCATED: Carlton County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $148,505.92
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property in Carlton County will be sold by the Sheriff of Carlton County as follows:
DATE AND TIME OF SALE: November 19, 2013 at 10:00 a.m.
PLACE OF SALE: Carlton County Sheriff's Office, 317 Walnut Avenue, Carlton, MN 55718
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor, her personal representatives or assigns is six (6) months from the date of sale, unless reduced to five (5) weeks under Minnesota Statutes, Section 580.07.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30, or the property is not redeemed under section 580.23, is 11:59 p.m. on May 19, 2014.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
WESTERN NATIONAL BANK
Dehlia C. J. Seim, #0339064
Fryberger, Buchanan, Smith & Frederick, P.A.
302 West Superior Street, Suite 700
Duluth, Minnesota 55802-1863
THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA
(1) Street Address, city and zip code of mortgaged premises: 54 Bruce Circle, Esko, MN 55733
(2) Transaction agent; residential mortgage servicer; and lender or broker: Western National Bank
(3) Tax parcel identification number: 78-410-0600
(4) Transaction Agent's mortgage ID number (MERS number): None
(5) Name or mortgage originator: Western National Bank