NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN:
That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: May 21, 2007
MORTGAGOR: Mike Grover and Melissa Grover, husband and wife
MORTGAGEE: Affinity Plus Federal Credit Union, a credit union organized under the laws of the United States of America
DATE AND PLACE OF RECORDING: Recorded June 19, 2007, in the office of the County Recorder, as Document No. A000410402, Carlton County, Minnesota.
MORTGAGED PROPERTY ADDRESS: 1475 Highway 210, Twin Lakes Township, Minnesota 55718
TAX PARCEL I.D. NO. 81-030-0130
LEGAL DESCRIPTION OF PROPERTY: The West Half of the Southwest Quarter (W 1/2 of SW 1/4), in Section One (1), Township Forty-eight (48), Range Seventeen (17), less and except the following:
1. The West 519.75 feet of that part of the SW 1/4, Section 1, Township 48, Range 17 lying North of the following described line: At a point on the Section line between Sections 1 and 2, Township 48, Range 17, 36 rods and 34 links North of the Southwest corner of said Section 1. From this point as a place of beginning of the line to be described herein; Thence Easterly variation 4 degrees South of East 31.5 rods to the end of the line to be described herein.
2. The East 807 feet of the North 1,079 feet 7.5 inches of the West Half of the Southwest Quarter, Section 1, Township 48, Range 17, Carlton County, Minnesota.
Subject to easements, right of ways, reservations, and restriction of record, if any.
COUNTY IN WHICH PROPERTY IS LOCATED: Carlton
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $72,000.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $77,671.44
INTEREST RATE AND PER DIEM: Current interest rate is 6.5%, with a daily per diem of $12.73.
That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: August 6, 2013, at 10:00 am.
PLACE OF SALE: Carlton County Sheriff's Office, 317 Walnut Avenue, Carlton, Minnesota 55718, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: February 6, 2014, at 11:59 p.m.
"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."
Dated: June 14, 2013
MESSERLI & KRAMER P.A.
By: /s/ Creig Andreasen
Creig Andreasen (Lic. #334832)
1400 Fifth Street Towers
100 South Fifth Street
Minneapolis, MN 55402-1217
Attorney in Fact for
Affinity Plus Federal Credit Union
This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.