NOTICE OF MORTGAGE FORECLOSURE SALE
NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: October 30, 2007
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $87,000.00
MORTGAGOR(S): Gemma Hecker, a married woman
MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Carlton Loan Company, its successors and assigns
DATE AND PLACE OF REGISTERING:
Registered: November 01, 2007 Carlton County Registrar of Titles
Document Number: T000030815
ASSIGNMENTS OF MORTGAGE:
And assigned to: Flagstar Bank, FSB
Dated: February 25, 2013
Transaction Agent: Mortgage Electronic Registration Systems, Inc.
Transaction Agent Mortgage Identification Number: 100052550169580189
Lender or Broker: Carlton Loan Company
Residential Mortgage Servicer: Flagstar Bank, FSB
Mortgage Originator: Not Applicable
CERTIFICATE OF TITLE NUMBER: 9684
COUNTY IN WHICH PROPERTY IS LOCATED: Carlton
Property Address: 216 Hickory Ave, Moose Lake, MN 55767-5007
Tax Parcel ID Number: 21-010-9040
LEGAL DESCRIPTION OF PROPERTY: Lots One (1) and Two (2), Block Sixty (60), Original Plat, Village of Moose Lake, according to the duly recorded plat thereof on file and of record in the office of the Register of Deeds, in and for Carlton County, Minnesota.
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $93,442.26
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property;
PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: May 07, 2013 at 10:00 AM
PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 317 Walnut Ave. 2nd Floor, Carlton, Minnesota
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2013, or the next business day if November 07, 2013 falls on a Saturday, Sunday or legal holiday.
Mortgagor(s) released from financial obligation: NONE
THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
DATED: March 21, 2013
ASSIGNEE OF MORTGAGEE: Flagstar Bank, FSB
Wilford, Geske & Cook P.A.
Attorneys for Assignee of Mortgagee
8425 Seasons Parkway, Suite 105
Woodbury, MN 55125-4393
File Number: 018632F02