NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE: May 22, 2008
MORTGAGOR: Richard Vincent Marvel a/k/a Richard V. Marvel and Nicole Lee Marvel, husband and wife as joint tenants.
MORTGAGEE: JPMorgan Chase Bank, National Association.
DATE AND PLACE OF RECORDING: Recorded May 30, 2008 Carlton County Recorder, Document No. A000417633.
ASSIGNMENTS OF MORTGAGE: NONE
TRANSACTION AGENT: NONE
TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, National Association
RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association
MORTGAGED PROPERTY ADDRESS: 241 Crosby Road, Cloquet, MN 55720
TAX PARCEL I.D. #: 065102721
LEGAL DESCRIPTION OF PROPERTY:
The South 330 feet of the North 660 feet of the West 660 feet of the Northeast Quarter of the Southeast Quarter (NE1/4 of SE1/4) of Section Twelve (12), Township Forty-Nine (49), Range Seventeen (17)
Together with a non-exclusive and perpetual easement for ingress, egress and utility purposes over and across the following described parcel of property, to-wit:
Commencing at the Southeast corner of the NE1/4 of the SE1/4 of Section 12, Township 49, Range 17; thence North along the East line of said NE1/4 of SE1/4 a distance of 778 feet to the point of beginning of said easement; thence West in a line parallel with the South line of said NE1/4 of SE1/4 a distance of 590 feet; thence South along a line parallel with the East line of said NE1/4 of SE1/4 a distance of 200 feet; thence West along a line parallel with the South line of said NE1/4 of SE1/4 a distance of 70 feet, more or less, to the East line of the West 660 feet of said NE1/4 of SE1/4; thence North along the East line of said West 660 feet of said NE1/4 of SE1/4 a distance of 270 feet, more or less, to the hereinafter described Point "A"; thence East parallel to the North line of said NE1/4 of the SE1/4 a distance of 660 feet, more or less to a point on the East line of said NE1/4 of SE1/4; thence South along the East line of said NE1/4 of SE1/4 a distance of 70 feet, more or less, to the point of beginning.
Description of "A":
Commencing at the Northeast corner of the NE1/4 of the SE1/4 of Section 12, Township 49, Range 17; thence South on the East line thereof a distance of 472 feet; thence West parallel to the North line of said NE1/4 of the SE1/4 a distance of 660 feet, more or less, to the East line of the West 660 feet of said NE1/4 of the SE1/4, and said Point "A"
COUNTY IN WHICH PROPERTY IS LOCATED: Carlton
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $292,500.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $309,402.61
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: April 23, 2013 at 10:00 AM
PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 2nd Floor, Carlton, MN 55718-0530
to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 23, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None
"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."
Dated: February 22, 2013
JPMorgan Chase Bank, National Association
Mortgagee/Assignee of Mortgagee
USSET, WEINGARDEN AND LIEBO, P.L.L.P.
Attorneys for Mortgagee/Assignee of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
30 - 13-001479 FC
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.