NOTICE OF MORTGAGE FORECLOSURE SALE - Berthiaume

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: December 14, 2006

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $91,000.00

MORTGAGOR(S): Dennis M. Berthiaume, a single person

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for First Horizon Home Loan Corporation, a Kansas corporation

DATE AND PLACE OF FILING: Filed December 15, 2006, Carlton County Recorder; Document No. A000406448

ASSIGNMENTS OF MORTGAGE: Assigned to First Horizon Home Loans, a division of First Tennessee Bank, National Association recorded on January 7, 2008 as Document Number A000414875; thereafter assigned to Federal National Mortgage Association by written assignment recorded on May 23, 2011 as Document Number A000437593, in the Office of the County Recorder of Carlton County, Minnesota.

LEGAL DESCRIPTION OF PROPERTY:

All that part of the Southwest 1/4 of Southeast 1/4, Section 21, Township 49, North of Range 17, West of the Fourth Principal Meridian, described as follows:

The West 190 feet of the following described premises: Commencing at the Southeast corner of the Southwest 1/4 of the Southeast 1/4, Section 21, Township 49, Range 17, for a point of beginning and thence running West on the Section line 385 feet; thence at right angles North 396 feet; thence at right angles East 385 feet, more or less, to forty line; thence South on forty line 396 feet, more or less, to the point of beginning.

STREET ADDRESS OF PROPERTY:

1633 Airport Road, Cloquet, MN 55720

COUNTY IN WHICH PROPERTY IS LOCATED: Carlton County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $119,446.93

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: April 23, 2013 at 10:00 a.m.

PLACE OF SALE: Carlton County Sheriff's office, 317 Walnut Avenue, Carlton, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on October 23, 2013.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: DENNIS M. BERTHIAUME

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: February 25, 2013

FEDERAL NATIONAL MORTGAGE ASSOCIATION

Mortgagee

SCHILLER & ADAM, P.A.

By: /s/

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Steven R. Pennock, Esq.

Curt N. Trisko, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(G2186)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA

Minn. Stat. § 580.025

(1) Street Address, City and Zip Code of Mortgaged Premises

1633 Airport Road, Cloquet, MN 55720

(2) Transaction Agent

Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for First Horizon Home Loan Corporation, a Kansas corporation

(3) Name of Mortgage Originator (Lender)

Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for First Horizon Home Loan Corporation, a Kansas corporation

(4) Residential Servicer

Seterus, Inc. (800) 570-5277

(5) Tax Parcel Identification Number

06-510-4712

(6) Transaction Agent's Mortgage ID Number (MERS number)

100085200597608928

Tags: legal notices, legals