NOTICE OF MORTGAGE FORECLOSURE SALE
NOTICE IS hereby given that default has occurred in the conditions of that certain mortgage dated October 19, 1995, given to secure an original principal amount of $6,570.00, $34,329.83 and $16,000.00 executed by KATHLEEN A KLEJESKI, a single person, as mortgagor(s), to the United States of America, acting through the Rural Housing Service, formerly known as Farmers Home Administration, United States Department of Agriculture, Mortgagee, and duly recorded with the Office of the County Recorder of CARLTON County, Minnesota on October 31, 1995, as Document Number 306253.
No action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof: all pre-foreclosure notice requirements have been complied with.
There is due and claimed to be due on the mortgage and the note secured thereby, including interest, taxes, and fees to the date of this notice, the sum of One Hundred Thousand Seven Hundred Thirty Two and 41/100 dollars ($100,732.41). Pursuant to the power of sale therein contained, said mortgage will be foreclosed and the tract of land lying and being located in the County of Carlton, Minnesota, described as follows:
Lot 1, "POLLAK'S DIVISION", according to the plat thereof, on file and of record in the office of the County Recorder, Carlton County, Minnesota.
Property address: 1015 Poplar Avenue, Cloquet, MN 55720
will be sold by the Sheriff of Carlton County at public auction on the 25th day of April, 2013, at 10:00 A.M. o'clock in the County Sheriff's Office at 317 Walnut Avenue, Carlton, MN 55718, to pay the debt then secured by said mortgage, taxes, if any on said premises, and the costs and disbursements allowed by law, subject to redemption within Six (6) months from said date of sale.
At the time of the commencement of said mortgage foreclosure proceedings said lands were not agricultural lands as defined by the Minnesota Omnibus Farm Act, Laws of 1986, Chapter 398.
The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated or the property redeemed, the time is 11:59 p.m. on OCTOBER 25, 2013.
Dated: February 13, 2013
United States of America
By: Michael F. Keller
Acting Director for Direct Loss Mitigation and Bankruptcy/Foreclosure Sections
Acting on behalf of The Rural Housing Service
[Successor in interest to the Farmers Home Administration]
State of Minnesota
U.S. Dept. of Agriculture