Published February 07, 2013, 08:00 AM

NOTICE OF MORTGAGE FORECLOSURE SALE - Halvorson

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: 10/21/2009

MORTGAGOR(S): Rochelle Halvorson, a widow and not remarried

MORTGAGEE: Security One Lending

Transaction Agent: N/A

Transaction Agent Mortgage ID No: n/a

Lender or Broker: Security One Lending

Servicer: Infinity Lien Solution, LLC

Mortgage Originator: Security One Lending

DATE AND PLACE OF RECORDING: Recorded January 07, 2010,Carlton County Recorder, Document No. A000428883.

ASSIGNMENTS OF MORTGAGE: Assigned to: Reverse Mortgage Solutions, Inc Dated: February 23, 2011,Recorded April 25, 2011,Carlton County Recorder, Document No. A000437131.

LEGAL DESCRIPTION OF PROPERTY: The land described herein is situated in the State of Minnesota, County of Carlton, and is described as follows:

A parcel of land in the South half of the Southwest Quarter of the Southeast Quarter (S 1/2 of SW 1/4 of SE 1/4, Section Twenty-five (25), Township Forty-nine (49), Range Sixteen (16), more particularly described as follows, to-wit:

Commencing at the Southwest corner of said S 1/2 of SW 1/4 of SE 1/4; thence East on the South line thereof 335 feet to a point of beginning; thence at right angles North 130 feet; thence at right angles East 340 feet; thence at right angles South 130 feet, to the South line; thence West along said South line 340 feet to a point of beginning.

Subject to an easement for public roadway running in an easterly westerly direction along the South side of the premises herein conveyed.

REGISTERED PROPERTY: No

TAX PARCEL NO.: 78-020-6330 and 78-020-6340

ADDRESS OF PROPERTY:

92 Stenman Road

Esko, MN 55733

COUNTY IN WHICH PROPERTY IS LOCATED: Carlton

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,000.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $104,225.93

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: Tuesday, April 09, 2013, 10:00 a.m.

PLACE OF SALE: Sheriff's Office, Second Floor, City of Carlton

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 1 year from the date of said sale by the mortgagor(s), their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 04/09/2014 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: January 31, 2013

Reverse Mortgage Solutions, Inc

Assignee of Mortgagee

Peterson, Fram & Bergman, P.A.

By: Michael T. Oberle

Attorneys for:

Reverse Mortgage Solutions, Inc

Assignee of Mortgagee

55 E. 5th St., Suite 800

St. Paul, MN 55101

(651) 209-7599

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

17776-120005

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