NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE: July 17, 2006
MORTGAGOR: James C. Christensen, unmarried.
MORTGAGEE: U.S. Bank, N.A..
DATE AND PLACE OF RECORDING: Recorded July 20, 2006, Carlton County Recorder, Document No. A000403064 and also filed in the office of the Registrar of Titles July 20, 2006, Document No. T000029741 on Certificate of Title No. 9488.
ASSIGNMENTS OF MORTGAGE: Assigned to: Minnesota Housing Finance Agency. Dated July 17, 2006 Recorded July 20, 2006, as Document No. A000403066 and also filed in the office of the Registrar of Titles July 20, 2006, as Document No. T000029742.
Said Mortgage being upon Registered Land.
TRANSACTION AGENT: NONE
TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A.
RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association
MORTGAGED PROPERTY ADDRESS: 326 21st Street, Cloquet, MN 55720
TAX PARCEL I.D. #: 06.210.0460 and 06.075.0565
LEGAL DESCRIPTION OF PROPERTY:
Lot 7, Block 2, LALONDE'S SECOND ADDITION TO CLOQUET, according to the plat thereof on file and of record in the office of the County Recorder, in and for Carlton County, Minnesota;
South Half of Lot 19, COUNTY AUDITOR'S SUBDIVISION NO. 6, according to the plat thereof on file and of record in the office of the County Recorder, in and for Carlton County, Minnesota. That said Lot 19, COUNTY AUDITOR'S SUBDIVISION NO. 6 is more particularly described as follows: Commencing at the Northeast corner of the Southeast Quarter of Northwest Quarter (SE1/4 of NW1/4), of Section Twenty-four (24), Township Forty-nine (49), Range Seventeen (17); thence on an assumed bearing of North 89 degrees 3 minutes West along the North line of said Southeast Quarter of Northwest Quarter, a distance of 395.65 feet; thence bearing South 0 degrees 11 minutes West a distance of 246.70 feet to the actual point of beginning of the tract to be described; thence continuing on South 0 degrees 11 minutes West a distance of 100 feet; thence bearing North 89 degrees 5 minutes West a distance of 66.0 feet to the Southeast corner of Lot 7, Block 2, LALONDE'S SECOND ADDITION TO CLOQUET; thence bearing North 0 degrees 11 minutes East a distance of 100 feet to the Northeast corner of Lot 6, Block 2, LALONDE'S SECOND ADDITION TO CLOQUET; thence bearing South 89 degrees 5 minutes East a distance of 66 feet, more or less, to the actual point of beginning.
COUNTY IN WHICH PROPERTY IS LOCATED: Carlton
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $115,920.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $121,532.55
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: March 19, 2013 at 10:00 AM
PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 2nd Floor, Carlton, MN 55718-0530
to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 19, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None
"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."
Dated: January 16, 2013
Minnesota Housing Finance Agency
Mortgagee/Assignee of Mortgagee
USSET, WEINGARDEN AND LIEBO, P.L.L.P.
Attorneys for Mortgagee/Assignee of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
135 - 12-007674 FC
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.