NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN:
That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: April 10, 2009
MORTGAGOR: Thomas L. Bergwall, a single person
MORTGAGEE: Affinity Plus Federal Credit Union, a credit union organized under the laws of the United States of America
DATE AND PLACE OF RECORDING: Recorded May 27, 2009, in the office of the County Recorder, as Document No. A000424300, Carlton County, Minnesota.
MORTGAGED PROPERTY ADDRESS: 5751 Eagle Lake Road, Cromwell, Minnesota 55726
TAX PARCEL I.D. NO. 90-010-2860
LEGAL DESCRIPTION OF PROPERTY: A tract of land in Government Lot 2 of Section 17, Township 48 North, Range 20 West, more particularly described as follows, to-wit:
Commencing at the Northeast Corner of said Government Lot 2, thence on an assumed bearing of South 88 degrees 28 minutes 30 seconds West on the North line thereof a distance of 250.0 feet to the point of beginning of the tract to be herein described; thence bearing South 1 degree 45 minutes 47 seconds East 140.42 feet to the centerline of a public road, thence bearing South 78 degrees 40 minutes 45 seconds West a distance of 401.64 feet, thence bearing North 41 degrees 10 minutes West 69 feet, more or less, to the shore of Eagle Lake, thence in a Northeasterly direction on said shore line a distance of 200 feet, more or less, to the North line of said Government Lot 2, thence North 88 degrees 28 minutes 30 seconds East on the North line thereof 324.86 feet, more or less, to the point of beginning, Carlton County, Minnesota.
COUNTY IN WHICH PROPERTY IS LOCATED: Carlton
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $81,710.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $81,074.65
INTEREST RATE AND PER DIEM: Current interest rate is 7.65%, with a daily per diem of $15.19.
That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: February 12, 2013, at 10:00 am.
PLACE OF SALE: Carlton County Sheriff's Office, 317 Walnut Avenue, Carlton, Minnesota 55718, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: August 12, 2013, at 11:59 p.m.
"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."
Dated: December 19, 2012
MESSERLI & KRAMER P.A.
By: /s/ Creig Andreasen
Creig Andreasen (Lic. #334832)
1400 Fifth Street Towers
100 South Fifth Street
Minneapolis, MN 55402-1217
Attorney in Fact for
Affinity Plus Federal Credit Union
This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.