NOTICE OF MORTGAGE FORECLOSURE SALE - Ellefsen Eggert

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

DATE OF MORTGAGE: March 3, 2006

MORTGAGOR: Monica L. Ellefsen Eggert, an unmarried person.

MORTGAGEE: Mortgage Electronic Registration System, Inc..

DATE AND PLACE OF RECORDING: Recorded March 6, 2006 Carlton County Recorder, Document No. A000399895.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc..

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000139-0080608243-8

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Irwin Mortgage Corporation

RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc.

MORTGAGED PROPERTY ADDRESS: 1008 Spring Lake Road, Cloquet, MN 55720

TAX PARCEL I.D. #: 06-630-1160

LEGAL DESCRIPTION OF PROPERTY:

Lot Fifteen (15), Block "G", and North 10 feet of Lot Fourteen 914), Block "G", COUNTY AUDITOR'S SUB-DIVISION NO. 31, according to the plat thereof, on file and of record in the office of the County Recorder in and for Carlton County, Minnesota, AND

All that part of Lot Thirteen (13), Block "G", COUNTY AUDITOR'S SUB-DIVISION NO. 31, described as follows:

Commencing at the Southwest corner of said Lot Thirteen (13); thence on assumed bearing of South 89°34' East, along the South line of said Lot 13, 158.10 feet, to the Northwest corner of Lot 7, block 1, of the recorded plat of LUMBERJACK; thence North 25°26'14" East 130.20 feet, to the point of intersection with a line parallel with and distant 10 feet Southerly from the North line of said Lot 13, said point of intersection being the actual point of beginning of the tract of land herein described; thence continuing North 25°26'14" East 11.03 feet, to said North line of Lot 13; thence Westerly, along said North line of Lot 13, 71.24 feet, to the Northeast corner of Lot 14, Block "G", of said County Auditor's Sub-Division No. 31; thence Southerly, along the Easterly line of said Lot 14, 10.00 feet to the point of intersection with a line parallel with and distant 10 feet Southerly from said North line of Lot 13; thence Easterly, along last described parallel line, 66.28 feet, to the point of beginning.

Ellefsen Eggert, Monica L.

06-1032(C)

COUNTY IN WHICH PROPERTY IS LOCATED: Carlton

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $99,750.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $96,279.58

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: January 22, 2013 at 10:00 AM

PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 2nd Floor, Carlton, MN 55718-0530

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 22, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: November 20, 2012

CitiMortgage, Inc.

Mortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.

Attorneys for Mortgagee/Assignee of Mortgagee

4500 Park Glen Road #300

Minneapolis, MN 55416

(952) 925-6888

10 - 12-003983 FC

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

Tags: legal notices, legals