Published October 18, 2012, 08:00 AM

NOTICE OF MORTGAGE FORECLOSURE SALE - Wilson

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: 01/25/2005

MORTGAGOR(S): Delwyn Wilson and Melissa A Wilson, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for NetBank

Transaction Agent: Mortgage Electronic Registration System, Inc.

Transaction Agent Mortgage ID No: 100014440001896562

Lender or Broker: NetBank

Servicer: Bank of America, N.A.

Mortgage Originator: NetBank

DATE AND PLACE OF RECORDING: Recorded January 26, 2005,Carlton County Recorder, Document No. A000389331.

ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, National Association as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Dated: January 27, 2012,Recorded February 03, 2012,Carlton County Recorder, Document No. A000441759. Re-record: June 07, 2012,Carlton County Recorder, Document No. A000444108.

LEGAL DESCRIPTION OF PROPERTY: Parcel One: Starting from the Northeast corner of Lot One (1), thence running South Sixty (60) feet along the East line of Lot One (1), and Lot Two (2), thence West Forty (40) feet, thence North Sixty (60) feet, thence East Forty (40) feet to the point of beginning of Block One (1), Townsite of FINLAND, in the Village of Kettle River, Minnesota, according to the plat thereof, on file and of record in the office of the County Recorder in and for Carlton County, Minnesota. The above parcel of land being Forty (40) feet by Sixty (60) feet. Parcel Two: The South Ninety (90) feet of the East Forty (40) feet of Lots Two (2) and Three (3), Block One (1), Townsite of Finland, Kettle River, Carlton County, Minnesota, according to the plat thereof, on file and of record in the office of the County Recorder in and for Carlton County, Minnesota.

REGISTERED PROPERTY: No

TAX PARCEL NO.: 19-010-0080/ 19-010-0040/ 19-010-0120

ADDRESS OF PROPERTY:

3929 Birch Street

Kettle River, MN 55757

COUNTY IN WHICH PROPERTY IS LOCATED: Carlton

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $79,000.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $75,750.37

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: Tuesday, December 18, 2012, 10:00 a.m.

PLACE OF SALE: Sheriff's Office, Second Floor, City of Carlton

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 06/18/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: October 12, 2012

Bank of America, National Association as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP

Assignee of Mortgagee

Peterson, Fram & Bergman, P.A.

By: Steven H. Bruns

Attorneys for:

Bank of America, National Association as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP

Assignee of Mortgagee

55 E. 5th St., Suite 800

St. Paul, MN 55101

(651) 209-7599

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

16751-120469

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