NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE: October 22, 2010
MORTGAGOR: John Merrill and Cheryl Merrill, husband and wife.
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
DATE AND PLACE OF RECORDING: Recorded October 28, 2010 Carlton County Recorder, Document No. A000433844.
ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278849426262
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association
RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association
MORTGAGED PROPERTY ADDRESS: 5603 Pitkanen Road, Wright, MN 55798
TAX PARCEL I.D. #: 960103271
LEGAL DESCRIPTION OF PROPERTY:
For the purposes of this description the North 10.95 acres of Government Lot 2 is described as that part of Government Lot 2 lying North of the South 40 acres (normally described as the Southeast Quarter of the Northwest Quarter). That part of the North 10.95 acres of Government Lot 2, Section 21, Township 49, North of Range 20, West of the Fourth Principal Meridian, Carlton County, Minnesota, described as follows:
Commencing at the Northeast corner of the South 40 acres (Southeast Quarter of the Northwest Quarter) of said Government Lot 2; thence on an assumed bearing of North 00 degrees 08 minutes 07 seconds West, along the East line of said Government Lot 2, a distance of 75.00 feet to the point of beginning of the tract to be herein described; thence North 79 degrees 13 minutes 18 seconds West a distance of 375.00 feet; thence North 00 degrees 08 minutes 07 seconds West, parallel with said East line of Government Lot 2, a distance of 287.00 feet, more or less, to the shore line of Cross Lake; thence Northeasterly along said shore line of Cross Lake, a distance of 375.00 feet, more or less, to said East line of Government Lot 2; thence South 00 degrees 08 minutes 07 seconds East along said East line of Government Lot 2 to the point of beginning.
TOGETHER WITH a 33.00 foot wide easement for utility, ingress and egress purposes over, under and across that part of Government Lot 2, Section 21, township 49, Range 20. The centerline of said easement is described as follows: Commencing at the Northeast corner of the South 40 acres (Southeast Quarter of Northwest Quarter) of said Government Lot 2; thence on an assumed bearing of North 00 degrees 08 minutes 07 seconds West, along the East lien of said Government Lot 2, a distance of 58.20 feet to the point of beginning of the easement centerline; thence North 79 degrees 13 minutes 18 seconds West a distance of 376.33 feet; thence South 88 degrees 00 minutes 00 second West, a distance of 403.79 feet to the West line of the East 773.11 feet of said Government Lot 2 and there said easement centerline terminating. The side lines of said easement are to be extended or shortened to terminate on the East line of said Government Lot 2 and the West line of the East 773.11 feet of said Government Lot 2.
COUNTY IN WHICH PROPERTY IS LOCATED: Carlton
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,000.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $160,235.77
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: November 6, 2012 at 10:00 AM
PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 2nd Floor, Carlton, MN 55718-0530
to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 6, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."
Dated: September 7, 2012
U.S. Bank National Association
Mortgagee/Assignee of Mortgagee
USSET, WEINGARDEN AND LIEBO, P.L.L.P.
Attorneys for Mortgagee/Assignee of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.