NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: 12/21/2006
MORTGAGOR(S): Dennis Lee Salmela and Natalie Mary Salmela, husband and wife.
MORTGAGEE: CitiFinancial Services, Inc.
SERVICER: Citifinancial Services, Inc.
MORTGAGE ID #: n/a
DATE AND PLACE OF RECORDING: Recorded December 26, 2006,Carlton County Recorder, Document No. A000406676.
LEGAL DESCRIPTION OF PROPERTY: Real property in Carlton County, Minnesota, described as follows: Starting at the Southwest Corner of Section Fifteen (15), Township Forty-Six (46) North, of Range Nineteen (19) West, Thence Northerly along West line of said Section to the intersection of said section line and trunk Highway #61 right of way line, a distance of 2468.8 feet, to the point of beginning of the tract to be herein conveyed; thence turning at an angle of 90 deg. 00 min. to said trunk highway right of way and going Southeasterly for a Distance of 208.0 feet; thence Turning at an angle of 90 deg. 00 min; and going Northeasterly or a distance of 195.0 feet; thence turning at an angle of 90 deg. 00 min. left and going Northwesterly for a distance of 208.0 feet to said Right of way line of said trunk Highway No. 61; thence Southwesterly along said right of way line a distance of 195.0 feet to the point of beginning of the tract to be herein conveyed; and a tract of land in Section Fifteen (15) and Sixteen (16), in Township Forty-Six (46) North, Range Nineteen (19) West, more particularly described as follows, to wit: Commencing at the Quarter corner between Sections 15 and 16, thence bearing South 0 deg. 03 min. 48 sec. East on the section line a distance of 162.24 feet to a point on the Southeasterly right of way line of County State aid highway No. 61, thence bearing South 45 deg. 21 min 48 sec. West on said right of way line a distance of 65.20 feet to the point of beginning of the tract to be herein described; thence reversing direction and bearing North 45 deg. 21 min. 48 sec. East a distance of 236.53 feet, thence bearing South 70 deg. 51 min. 12 sec. East a distance of 97.77 feet, thence bearing South 49 deg. 03 min. 12 sec. East a distance of 375.49 feet, more or less, to the shore of Moose Horn River; thence in a Southwesterly direction on said shore line a distance of 190 feet more or less, to a point which bears South 59 deg. 25 min. 42 sec. East from the point of beginning thence bearing North 58 deg. 25 min. 42 Sec. West a distance of 495.02 feet more or less, to the point of beginning. Being an abstract property. Being the same property conveyed by fee simple deed from Mark A. Hoffman and Sherry K. Hoffman Husband and Wife to Dennis Lee Salmela and Natalie Mary Salmela Husband and Wife Joint Tenants, Dated 07/03/1991, Recorded on 07/08/1991 in Document No. 277854, in Carlton County Records, State of MN.
REGISTERED PROPERTY: No
TAX PARCEL NO.: 63-022-0840
ADDRESS OF PROPERTY:
4202 County Rd 61
Moose Lake, MN 55767
COUNTY IN WHICH PROPERTY IS LOCATED: Carlton
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,724.10
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $227,902.35
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: Tuesday, September 04, 2012, 10:00 a.m.
PLACE OF SALE: Sheriff's Office, Second Floor, City of Carlton
to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 03/04/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: July 03, 2012
CitiFinancial Services, Inc.
Peterson, Fram & Bergman, P.A.
By: Steven H. Bruns
CitiFinancial Services, Inc.
55 E. 5th St., Suite 800
St. Paul, MN 55101
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.