NOTICE OF MORTGAGE FORECLOSURE SALE
NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: March 20, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $103,920.00
MORTGAGOR(S): Gwendolyn K. Stenstrom and Jeffrey P. Stenstrom, wife and husband
MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Decision One Mortgage Company, LLC, its successors and assigns
DATE AND PLACE OF RECORDING:
Recorded: May 04, 2006 Carlton County Recorder
Document Number: A000401219
ASSIGNMENTS OF MORTGAGE:
And assigned to: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Benefit of the Certifcateholders of the CWABS Inc., Asset-Backed Certificates, Series 2006-BC4
Dated: April 27, 2012
Recorded: May 07, 2012 Carlton County Recorder
Document Number: A000443460
Transaction Agent: Mortgage Electronic Registration Systems, Inc.
Transaction Agent Mortgage Identification Number: 100077910005954207
Lender or Broker: Decision One Mortgage Company, LLC
Residential Mortgage Servicer: Bank of America, N.A.
Mortgage Originator: Not Applicable
COUNTY IN WHICH PROPERTY IS LOCATED: Carlton
Property Address: 2707 Sahlman Ave, Cloquet, MN 55720-2769
Tax Parcel ID Number: 23-120-0020
LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, EKBERG'S ADDITION TO THE VILLAGE OF SCANLON, according to the plat thereof on file and of record in the office of the County Recorder, Carlton County, Minnesota
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $102,916.85
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: August 21, 2012 at 10:00 AM
PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 317 Walnut Ave. 2nd Floor, Carlton, Minnesota
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 21, 2013, or the next business day if February 21, 2013 falls on a Saturday, Sunday or legal holiday.
Mortgagor(s) released from financial obligation: NONE
THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
DATED: July 05, 2012
ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Benefit of the Certificateholders of the CWABS Inc., Asset-Backed Certificates, Series 2006-BC4
Wilford, Geske & Cook P.A.
Attorneys for Assignee of Mortgagee
8425 Seasons Parkway, Suite 105
Woodbury, MN 55125-4393
File Number: 025475F01