NOTICE OF MORTGAGE FORECLOSURE SALE
NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: April 30, 2008
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $262,885.00
MORTGAGOR(S): John L. Villebrun and Rae M. Villebrun, Husband and Wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as a nominee for Guaranteed Rate, Inc., its successors and assigns
DATE AND PLACE OF RECORDING:
Recorded: May 06, 2008 Carlton County Recorder
Document Number: A000417143
ASSIGNMENTS OF MORTGAGE:
And assigned to: Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA
Countrywide Home Loans Servicing, LP
Dated: October 17, 2011
Recorded: October 28, 2011 Carlton County Recorder
Document Number: A000440095
Transaction Agent: Mortgage Electronic Registration Systems, Inc.
Transaction Agent Mortgage Identification Number: 100196368001859464
Lender or Broker: Guaranteed Rate, Inc.,
Residential Mortgage Servicer: Bank of America, N.A.
Mortgage Originator: Not Applicable
COUNTY IN WHICH PROPERTY IS LOCATED: Carlton
Property Address: 1420 Summit Ave, Cloquet, MN 55720-1346
Tax Parcel ID Number: 06.085-1120 06.085.1180
LEGAL DESCRIPTION OF PROPERTY: The East 50 feet of Lot Twelve (12), and the West 20 feet of Lot Thirteen (13), Block 3, County Auditor's Subdivision No. 25, Carlton County, Minnesota
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $270,876.11
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: June 12, 2012 at 10:00 AM
PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 317 Walnut Ave. 2nd Floor, Carlton, Minnesota
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 12, 2012, or the next business day if December 12, 2012 falls on a Saturday, Sunday or legal holiday.
Mortgagor(s) released from financial obligation: NONE
THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
DATED: April 26, 2012
ASSIGNEE OF MORTGAGEE: Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA
Countrywide Home Loans Servicing, LP
Wilford, Geske & Cook P.A.
Attorneys for Assignee of Mortgagee
Lawrence A. Wilford
James A. Geske
8425 Seasons Parkway, Suite 105
Woodbury, MN 55125-4393
(651) 209-3300
File Number: 024756F01
Tags: legal notices, legals
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