Published March 29, 2012, 08:00 AM

SUMMONS - Lake State Federal Credit Union vs. Debra A. Johnson, et al

SUMMONS

STATE OF MINNESOTA

COUNTY OF CARLTON

DISTRICT COURT

SIXTH JUDICIAL DISTRICT

Case Type: Mortgage Foreclosure

by Action

File No. 09-CV-12-448

LAKE STATE FEDERAL

CREDIT UNION,

Plaintiff,

vs.

DEBRA A. JOHNSON, a/k/a

DEBRA JOHNSON;

DISCOVER BANK; and

MIDLAND FUNDING, LLC,

Defendants.

THIS SUMMONS IS DIRECTED TO DEBRA A. JOHNSON, a/k/a DEBRA JOHNSON; DISCOVER BANK; and MIDLAND FUNDING, LLC.

1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons.

2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at:

John M. Gassert

RUDY, GASSERT, YETKA & PRITCHETT

A Professional Association

Attorneys at Law

813 Cloquet Avenue

Cloquet, MN 55720

(218) 879-3363

3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer.

4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED THIS SUMMONS. If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint.

5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case.

6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute.

7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE TO REAL PROPERTY located in Carlton County, State of Minnesota, legally described as follows:

That part of Government Lot 5 of Section 32, Township 47, Range 20, lying West of the right of way of Minnesota Highway No. 73, said right of way identified as Parcel 310 and Parcel 310-A on that State Highway Right of Way Plat No. 09-1 recorded in the office of the Carlton County Recorder on February 14, 1975, as Document No. 204171.

AND

That part of the North 239 feet of Government Lot 6 of Section 32, Township 47, Range 20, lying West of the right of way of Minnesota Highway No. 73, said right of way identified as Parcel 310-A on that State Highway Right of Way Plat No. 09-1 recorded in the office of the Carlton County Recorder on February 14, 1975, as Document No. 204171; EXCEPT the West 227 feet thereof.

Property Address: 5912 Brown Road, Kettle River, Minnesota 55757.

Parcel ID Numbers: 51-056-5410, 51-056-5442 and 51-056-5422.

The object of this action is to foreclose the mortgage plaintiff has upon the hereindescribed property.

Dated: February 20, 2012

/s/ John M. Gassert

JOHN M. GASSERT #33716

Attorneys for the Plaintiff

RUDY, GASSERT, YETKA & PRITCHETT

813 Cloquet Avenue

Cloquet, MN 55720

(218) 879-3363

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