Published March 08, 2012, 08:00 AM

NOTICE OF MORTGAGE FORECLOSURE SALE - Koopman

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: May 12, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,000.00

MORTGAGOR(S): Garry L. Koopman and Barbara A. Koopman, husband and wife

MORTGAGEE: State Bank of Tower, a Minnesota Corporation

DATE AND PLACE OF FILING: Filed May 13, 2005, Carlton County Recorder; Document No. 000391984

ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc., a Delaware corporation and by written assignment recorded on May 13, 2005 as Document Number 000391985 and thereafter assigned to Wells Fargo Bank, N.A. by written assignment recorded on November 9, 2009 as Document Number 000427904, in the Office of the County Recorder of Carlton County, Minnesota

LEGAL DESCRIPTION OF PROPERTY:

Lot 24, Block 7, Ball Park Addition to the City of Cloquet

STREET ADDRESS OF PROPERTY:

804 Balsam Street, Cloquet, MN 55720

COUNTY IN WHICH PROPERTY IS LOCATED: Carlton County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $154,170.71

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: May 1, 2012 at 10:00 A.M.

PLACE OF SALE: Carlton County Sheriff's office, 317 Walnut Avenue, Carlton, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale.

Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on November 1, 2012.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: March 5, 2012

WELLS FARGO BANK, N.A.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Brian F. Kidwell, Esq.

Steven R. Pennock, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(E7540)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA

Minn. Stat. ยง 580.025

(1) Street Address, City and Zip Code of Mortgaged Premises

804 Balsam Street, Cloquet, MN 55720

(2) Transaction Agent

State Bank of Tower, a Minnesota Corporation

(3) Name of Mortgage Originator (Lender)

State Bank of Tower, a Minnesota Corporation

(4) Residential Servicer

Wells Fargo 800-416-1472

(5) Tax Parcel Identification Number

06-015-2180

(6) Transaction Agent's Mortgage ID Number (MERS number)

10017770000375188

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