NOTICE OF MORTGAGE FORECLOSURE SALE
NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: August 24, 2009
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $77,000.00
MORTGAGOR(S): Michael Komula and Sheriden Komula, Husband and Wife
MORTGAGEE: First National Bank of America
DATE AND PLACE OF RECORDING:
Recorded: September 01, 2009 Carlton County Recorder
Document Number: A000426471
ASSIGNMENTS OF MORTGAGE:
And assigned to: Rose Acceptance, Inc.
Dated: September 26, 2011
Transaction Agent: Not Applicable
Transaction Agent Mortgage Identification Number: Not Applicable
Lender or Broker: First National Bank of America
Residential Mortgage Servicer: First National Acceptance Company
Mortgage Originator: Not Applicable
COUNTY IN WHICH PROPERTY IS LOCATED: Carlton
Property Address: 4231 County Road 6, Barnum, MN 55707-9675
Tax Parcel ID Number: 72-090-5590
LEGAL DESCRIPTION OF PROPERTY: Southeast Quarter of the Southwest Quarter, Section 34, Township 47, North of Range 19, West of the Fourth Principal Meridian.
Including a manufactured home described as follows:
Serial #: W1960J326
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $79,703.35
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: February 07, 2012 at 10:00 AM
PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 317 Walnut Ave. 2nd Floor, Carlton, Minnesota
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 07, 2013, or the next business day if February 07, 2013 falls on a Saturday, Sunday or legal holiday.
Mortgagor(s) released from financial obligation: NONE
THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
DATED: December 22, 2011
ASSIGNEE OF MORTGAGEE: Rose Acceptance, Inc.
Wilford, Geske & Cook P.A.
Attorneys for Assignee of Mortgagee
Lawrence A. Wilford
James A. Geske
8425 Seasons Parkway, Suite 105
Woodbury, MN 55125-4393
File Number: 022359F01