NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: 5/2/2007
MORTGAGOR(S): Joel Watson and Deborah L. Watson, husband and wife.
MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Home Loans, Inc.
SERVICER: Bank of America, N.A.
MORTGAGE ID #: 1000157-0006751060-8
DATE AND PLACE OF RECORDING: Recorded May 07, 2007, Carlton County Recorder, Document No. A000409453.
ASSIGNMENTS OF MORTGAGE: Assigned to: BAC Home Loans Servicing, LP Dated: February 25, 2010, Recorded March 19, 2010, Carlton County Recorder, Document No. A000429971.
LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block " A", LAKEWOOD ADDITION TO CLOQUET, according to the plat thereof on file and of record in the office of the County Recorder, in and for Carlton County, Minnesota.
TAX PARCEL NO.: 06-200-0200
ADDRESS OF PROPERTY:
324 2nd Street
Cloquet, MN 55720
COUNTY IN WHICH PROPERTY IS LOCATED: Carlton
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $92,300.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $105,938.72
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: Tuesday, February 14, 2012, 10:00 a.m.
PLACE OF SALE: Sheriff's Office, Second Floor, City of Carlton
to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 08-14-2012 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: December 15, 2011
Bank of America, N.A., as successor by merger to BAC Home Loans Servicing LP
Assignee of Mortgagee
Peterson, Fram & Bergman, P.A.
By: Steven H. Bruns
Attorneys for:
Bank of America, N.A., as successor by merger to BAC Home Loans Servicing LP
Assignee of Mortgagee
55 E. 5th St., Suite 800
St. Paul, MN 55101
(651) 291-8955
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
16751-101018
Tags: legal notices, legals
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