NOTICE OF MORTGAGE FORECLOSURE SALE
NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: April 17, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $79,900.00
MORTGAGOR(S): Bruce J. Richardson, an unmarried man and Janelle L. Polanka, an unmarried woman
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
DATE AND PLACE OF RECORDING:
Recorded: April 19, 2006 Carlton County Recorder
Document Number: A000400848
ASSIGNMENTS OF MORTGAGE:
And assigned to: CitiMortgage, Inc.
Dated: April 21, 2010
Recorded: April 28, 2010 Carlton County Recorder
Document Number: A000430613
And assigned to: Nationstar Mortgage, LLC
Dated: November 23, 2011
Transaction Agent: Mortgage Electronic Registration Systems, Inc.
Transaction Agent Mortgage Identification Number: 1000139-0080722226-4
Lender or Broker: Irwin Mortgage Corporation
Residential Mortgage Servicer: Nationstar Mortgage, LLC
Mortgage Originator: Not Applicable
COUNTY IN WHICH PROPERTY IS LOCATED: Carlton
Property Address: 911 27th St, Cloquet, MN 55720-2739
Tax Parcel ID Number: 23-100-0700
LEGAL DESCRIPTION OF PROPERTY: Lot Four (4) and North 10 feet of Lot Three (3), Block Two (2), Dunlap's 1st Addition to the Town of Scanlon,
That part of Lot Five (5), Block Two (2), Dunlap's 1st Addition to the Village of Scanlon, described as follows: Beginning at the Southwest corner of said Lot 5; thence going Easterly along the South line of Lot 5, 120.0 feet to the Southeast corner of Lot 5; thence going Northerly along the East line of Lot 5, 5.0 feet; thence going Westerly to said Southwest corner of Lot 5 and there terminating.
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $79,633.83
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 31, 2012 at 10:00 AM
PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 317 Walnut Ave. 2nd Floor, Carlton, Minnesota
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 31, 2012, or the next business day if July 31, 2012 falls on a Saturday, Sunday or legal holiday.
Mortgagor(s) released from financial obligation: NONE
THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
DATED: December 15, 2011
ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC
Wilford, Geske & Cook P.A.
Attorneys for Assignee of Mortgagee
Lawrence A. Wilford
James A. Geske
8425 Seasons Parkway, Suite 105
Woodbury, MN 55125-4393
File Number: 020935F01