Published October 20, 2011, 08:00 AM

NOTICE OF MORTGAGE FORECLOSURE SALE - Krisak

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: November 4, 2004

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $85,000.00

MORTGAGOR(S): Nicole M. Krisak and Nick Krisak, husband and wife

MORTGAGEE: First Minnesota Mortgage Corporation, a Minnesota corporation

DATE AND PLACE OF FILING: Filed December 8, 2004, Carlton County Recorder; Document No. A000388109

ASSIGNMENTS OF MORTGAGE: Assigned to: First Horizon Home Loan Corporation; thereafter assigned to MetLlife Home Loans, a Division of Metlife Bank, N.A.; thereafter assigned to Federal National Mortgage Association

LEGAL DESCRIPTION OF PROPERTY:

Starting at the Northeast corner of the Northeast Quarter of the Southwest Quarter (NE 1/4 of SW 1/4) of Section Thirty-Five (35), Township Forty-eight (48), North, Range Sixteen (16) West and running thence South on the North and South Quarter line a distance of 776 feet to the center line of the Highway known as the Military Road, as now established and constructed, for a point of beginning, thence running West along the center line of said highway a distance of 380 feet, more or less, to the East line of the right of way of Highway No. 23, thence South along the East line of said right of way a distance of 200 feet, thence Easterly along a line parallel with and 200 feet South of the center line of the Military Road, a distance of 380 feet, more or less, to the North and South Quarter line, thence Northerly along said Quarter line a distance of 200 feet to the point of beginning.

STREET ADDRESS OF PROPERTY:

396 County Road 4, Wrenshall, MN 55797

COUNTY IN WHICH PROPERTY IS LOCATED: Carlton County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $99,756.32

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: December 13, 2011 at 10:00 a.m.

PLACE OF SALE: Carlton County Sheriff's office, 317 Walnut Avenue, Carlton, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 13, 2012.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NICOLE M. KRISAK

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: October 5, 2011

FEDERAL NATIONAL MORTGAGE ASSOCIATION

Mortgagee

REITER & SCHILLER, P.A.

By: /s/

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Leah K. Weaver, Esq.

Brian F. Kidwell, Esq.

Steven R. Pennock, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(G1542)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA

Minn. Stat. ยง 580.025

(1) Street Address, City and Zip Code of Mortgaged Premises

396 County Road 4, Wrenshall, MN 55797

(2) Transaction Agent

First Minnesota Mortgage Corporation, a Minnesota corporation

(3) Name of Mortgage Originator (Lender)

First Minnesota Mortgage Corporation, a Minnesota corporation

(4) Residential Servicer LBPS (503) 372-8142

(5) Tax Parcel Identification Number

69-020-2960

(6) Transaction Agent's Mortgage ID Number (MERS number)

None

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