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Unexpected lottery winnings are No. 1 scam

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Joel Kulaszewicz's first thought was "Eureka!" when he opened his mail last week and found an unexpected check.

The check for $6,500 came with a letter from "Novation Capital Financial Services," announcing that Kulaszewicz had won a second prize of $255,000 in the USA Mega International Sweepstakes. All he needed to do was cash the enclosed check for $6,500 to help pay "for processing and tax fees" in the amount of $4,500.

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Kulaszewicz said he smelled a rat.

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