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NOTICE OF MORTGAGE FORECLOSURE SALE - Schmitz / Phipps

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NOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

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DATE OF MORTGAGE: February 23, 2007

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $97,600.00

MORTGAGOR(S): Kristal R. Schmitz, a single person and Michael A. Phipps, a single person

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Decision One

Mortgage Company LLC, its successors and assigns

DATE AND PLACE OF RECORDING:

Recorded: March 06, 2007 Carlton County Recorder

Document Number: A000408067

ASSIGNMENTS OF MORTGAGE:

And assigned to: Deutsche Bank National Trust Company, as Trustee for the Holders of the Morgan Stanley ABS Capital I Inc. Trust 2007-HE6, Mortgage Pass-Through Certificates, Series 2007-HE6

Dated: June 01, 2011

Recorded: June 10, 2011 Carlton County Recorder

Document Number: A000437907

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 100077960000645276

Lender or Broker: Decision One Mortgage Company, LLC

Residential Mortgage Servicer: Select Portfolio Servicing, Inc.

Mortgage Originator: Not Applicable

COUNTY IN WHICH PROPERTY IS LOCATED: Carlton

Property Address: 619 Maple St, Cloquet, MN 55720-1449

Tax Parcel ID Number: 06-300-1440

LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block Nine (9), Northern Lumber Company's Western Rearrangement of Cloquet, subject to easements, covenants, restrictions and mineral reservations of record, if any

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $160,174.70

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: September 02, 2014 at 10:00 AM

PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 317 Walnut Ave. 2nd Floor, Carlton, Minnesota

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 02, 2015, or the next business day if March 02, 2015 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: July 14, 2014

ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee, in trust for the registered holders of Morgan Stanley ABS Capital I Trust 2007-HE6, Mortgage Pass-Through Certificates, Series 2007- HE6

Wilford, Geske & Cook P.A.

Attorneys for Assignee of Mortgagee

8425 Seasons Parkway, Suite 105

Woodbury, MN 55125-4393

(651) 209-3300

File Number: 021572F04

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